CD Rates

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(As of  July 15, 2008)

Rates posted are subject to change without notice

MINIMUM $500 DEPOSIT
Our CDs Compound Dividends Quarterly*

TERM

RATE

APY

3 MONTHS

1.985%

2.00%

6 MONTHS

3.21%

3.25%

7 MONTHS*

3.31%

3.35%

8 MONTHS*

3.21%

3.25%

11MONTHS*** 4.18% 4.25%
12 MONTHS 3.21% 3.25%
13 MONTHS** 3.11% 3.15%
14 MONTHS* 3.11% 3.15%
15 MONTHS** 3.11% 3.15%
16 MONTHS** 3.11% 3.15%

18 MONTHS

 3.21% 3.25%
23 MONTHS** 3.11% 3.15%

24 MONTHS

 3.21% 3.25%

25 MONTHS**

 3.21% 3.25%

* 7 ,8 & 14 Months
Minimum $2,500 deposit
**13, 16, 23, & 25 Months
Minimum $1,000 deposit

***11 Month - Min. $5,000.00 deposit

 

BONUS CDS

6 - 25 Month $50,000

.15% above regualr CD Rate

(Excludes 11 Month Special)

JUMBO CD

TERM

RATE

APY

23 Months

3.70%

3.75%

Minimum $100,000 deposit

 

ACCOUNT TYPE

RATE

APY

Variable Quarterly IRA 2.72% 2.75%
Money Market
(Minimum $2,500 balance)		 1.49% 1.50%*
Money Market
(Minimum $25,000 balance)		 2.23% 2.25%
Share & Club Accounts
(Average daily balance of $100)		 1.25% 1.26%
Share Draft Account
(Average daily balance of $2,500)		 0.50% 0.51%

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Rates posted are subject to change without notice.